Hi, I’m Anton Kozionov
Product designer who owns the outcome,not just the screens.
Product owner and designer at cashtime, a Ukrainian car-collateral lender: I run the backlog for a product team of about six and design what they build. On the side I take my own apps from research to the store in weeks.
- 6+ years
- product owner at cashtime
- prototypes in code
- AI products & evals
- regulated fintech
- end to end
- design systems
01 — Selected work
Products I shaped, and the calls behind them

cashtime
Product owner and designer of a car-collateral loan app; I also built its support bot and a 28-city site network
- Role
- Product owner & product designer, the only PO on the team
- Year
- 2023–now
- Scope
- fintech · product owner
Android: Oct 13
In betaSalient
Private on-device AI for ADHD: research to store build in ten days
- Role
- Solo: product, brand, design and release
- Year
- 2026
- Scope
- on-device AI · solo
- Live
- salient.day
Launching Oct 13Bukvyk
Research-led reading app for Ukrainian kids: prototype to store review in four weeks
- Role
- Solo: product, design and research into how children learn to read
- Year
- 2026
- Scope
- edtech · solo
- Live
- bukvyk.com

Keyword Insights
Took an AI SEO tool from spreadsheets to a product: a design system for ten features and onboarding that works
- Role
- Product designer, founding team (part-time)
- Year
- 2022–25
- Scope
- SaaS · AI
- Founding designer
- Open to work in 2–4 weeks
- Remote EU
02 — How I work
How I decide
Research before pixels
Complaints come before screens.
RIPEN — research agents analysed 873 one- and two-star reviews to my questions; the findings killed two of my own hypotheses before any design.
Cut what doesn’t earn its place
Even finished work goes if it doesn’t help the user.
Bukvyk — archived 42 finished AI-generated scenes: a still picture couldn’t make “true or false” unambiguous.
Measure, don’t guess
If I can’t put a number on it, it’s an opinion.
cashtime — traced 719 applications: spouse details came up 68 times and had been broken for over a year. It got its own screen.
Honest over pretty
A missing feature beats one that lies.
Salient — dropped a small model that found fewer than four in ten items and copied its own instructions into the list: weak phones get no sorting, not fake groceries.
AI does the typing, I make the calls
I set the goal, keep the decision log and make the agents prove their work.
Salient — agents raised 173 findings, and others were told to refute the 40 most serious. 37 held; the six critical ones, including the app deleting its own model, are fixed and checked on a phone.

03 — About
The short version
I’ve designed digital products since 2020, across fintech, SaaS and health tech. Since 2023 I’ve been cashtime’s only product owner and its product designer: I write and prioritise the backlog for a team of about six, design the app and the website, and build what the team is missing.
On the side I build my own apps end to end with Claude Code — RIPEN, Salient and Bukvyk. The research, design and decisions are mine; AI agents write the code, and I check what they build.
- 2026–nowFounder, designer · Own productsRIPEN, Salient, Bukvyk — built by directing AI agents; two launch in Oct 2026
- 2023–nowProduct owner & product designer · cashtimeFintech: the only PO, team of ~6, backlog in ClickUp; app, website, brand, AI bot
- 2022–25Product designer, founding team · Keyword InsightsSaaS: web app, landing, SEO content workflow, product videos
- 2023–24UI/UX designer · EdiensHealth tech: ordering online lab tests and diet plans
- 2023Product designer · Aviation Data SolutionsSaaS: web app for airport operations
- 2022–23Product designer · SoulaHealth tech: AI app for pregnant women and new mothers
- 2020–23Industrial designer · ARTKBIndustrial design, technical docs and 3D for hardware makers
- 2020–22Co-founder, product designer & PM · ElekompE-commerce built from scratch with 1C inventory; led dev and content teams
- 2019–20Graphic designer · KRT TVOn-air graphics, intros and programme branding
- 2020MA, Graphic Design (with honours)Kyiv State Academy of Decorative and Applied Arts and Design
- 2018BA, Industrial Design (with honours)National Transport University, Kyiv