Hi, I’m Anton Kozionov
Product designer who owns the outcome,not just the screens.
Product owner and designer at cashtime, a Ukrainian car-collateral lender: I run the backlog for a product team of about six and design what they build. On the side I take my own apps from research to the store in weeks.
- 6+ years
- product owner at cashtime
- prototypes in code
- AI products & evals
- regulated fintech
- end to end
- design systems
01 — Selected work
Products I shaped, and the calls behind them

cashtime
The only product owner and designer of a car-collateral loan app: what I designed, and how I run the backlog of a six-person team
- Role
- Product owner & product designer, founding team, the only PO
- Year
- 2023–now
- Scope
- fintech · product owner
Live on Android
In TestFlightSoma
Lab results read and charted on the phone, with an on-device AI that explains but never diagnoses
- Role
- Solo: product, design, regulatory line and release
- Year
- 2026
- Scope
- health · on-device AI · solo
Live on iOS & AndroidBukvyk
Research-led reading app for Ukrainian kids: live on iOS and Android, with a free classroom version in 180+ schools
- Role
- Solo: product, design and research into how children learn to read
- Year
- 2026
- Scope
- edtech · solo
- Live
- bukvyk.com

Keyword Insights
Took an AI SEO tool from spreadsheets to a product: a design system for ten features and onboarding that works
- Role
- Product designer, founding team (part-time)
- Year
- 2022–25
- Scope
- SaaS · AI
- Founding designer
- Open to work in 2–4 weeks
- Remote EU
02 — How I work
How I decide
Research before pixels
Complaints come before screens.
RIPEN — research agents analysed 873 one- and two-star reviews to my questions; the findings killed two of my own hypotheses before any design.
Cut what doesn’t earn its place
Even finished work goes if it doesn’t help the user.
Bukvyk — archived 42 finished AI-generated scenes: a still picture couldn’t make “true or false” unambiguous.
Measure, don’t guess
If I can’t put a number on it, it’s an opinion.
cashtime — traced 719 applications: spouse details came up 68 times and had been broken for over a year. It got its own screen.
Honest over pretty
A missing feature beats one that lies.
Soma — a wrong number is worse than a missing one: handwritten lab reports aren’t read, and a unit the OCR lost is never guessed.
AI does the typing, I make the calls
I set the goal, keep the decision log and make the agents prove their work.
Soma — code computes the facts, the on-device model only phrases them: off-topic content in answers fell from 20.8 markers to 0.03.

03 — About
The short version
I’ve designed digital products since 2020, across fintech, SaaS and health tech, almost always as the only designer on the team, so product decisions came with the job. At cashtime that became the role: I joined the founding team, and since 2023 I’ve been its only product owner and product designer, running the backlog for a team of about six.
On the side I build my own apps end to end with Claude Code — RIPEN, Soma and Bukvyk. The research, design and decisions are mine; AI agents write the code, and I check what they build.
- 2026–nowFounder, designer · Own productsRIPEN, Soma, Bukvyk — built by directing AI agents; Bukvyk live on both stores, RIPEN on Google Play, Soma in TestFlight
- 2023–nowProduct owner & product designer · cashtimeFintech: the only PO, team of ~6, backlog in ClickUp; app, website, brand, AI bot
- 2022–25Product designer, founding team · Keyword InsightsSaaS: web app, landing, SEO content workflow, product videos
- 2023–24UI/UX designer · EdiensHealth tech: ordering online lab tests and diet plans
- 2023Product designer · Aviation Data SolutionsSaaS: web app for airport operations
- 2022–23Product designer · SoulaHealth tech: AI app for pregnant women and new mothers
- 2020–23Industrial designer · ARTKBIndustrial design, technical docs and 3D for hardware makers
- 2020–22Co-founder, product designer & PM · ElekompE-commerce built from scratch with 1C inventory; led dev and content teams
- 2019–20Graphic designer · KRT TVOn-air graphics, intros and programme branding
- 2025–26Product Design courseProjector Creative & Tech Online Institute · certificate
- 2020MA, Graphic Design (with honours)Kyiv State Academy of Decorative and Applied Arts and Design
- 2018BA, Industrial Design (with honours)National Transport University, Kyiv
04 — Kind words
What people I’ve worked with say
Best designer and product manager out there. Been together through numerous projects from MVP to scaling to profitability, Anton does it all. Top responsibility and communication skills.
Mykola M.CTO, Keyword Insights Anton covered the whole range of work on the website, from concept and web design to development and production. He never limited himself to the brief: he took the initiative, suggested fresh ideas and pushed for solutions that worked. He led the site’s cross-functional team, took part in hiring and coordinated many contributors, keeping every stage transparent.
Danylo SoloveiCEO, Elekomp